PayActiv offers a toll-free customer service phone number to call for support and also has an online live chat and an email for those who prefer not to speak on the phone. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. New York, NY, 10016. He deserves recognition. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. But even if you have the money to invest, you may not have the time to flip or Afterpay Overview Afterpay launched in Australia in 2015 as a new and improvedGen Z form of layaway. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. If you're ready to get a Payactiv demo, we suggest getting in touch for a look at the product and quote. Please mention App reviews in the subject line of your email so that we can assist you in a timely manner. Thanks again Ronnie, Hi Rika,Thank you for taking the time to write a review about your experience. :). 5000+ G2 reviews. She was very polite and kind. Davis M was very helpful. Hi Connor,Thank you for taking the time to write a review about your experience. This is the absolute worst app!! Have a wonderful day ahead! You might also be interested in the following buyer guides: We take our research process seriously and want to make sure we are presenting our readers with the very best solutions in a given. It is also the provider of Earned Wage Access to Walmart and the only EWA Program with an approval order from CFPB. But if you find yourself needing to borrow cash against your paycheck regularly, it may be a good idea to take a closer look at your finances and work on making a monthly budget to keep your spending on track. Be sure to include your Employer's name, Employee ID, and Mobile number. As a proud B Corp, Payactiv holds itself to the highest verified standards of transparency and accountability. The Empower app offers fee-free cash advances between $25 and $250 to users, along with a cashback debit card. We may receive payment from our affiliates for featured placement of their products or services. Here are 8 tips for writing great reviews. A former editor of a newspaper in Beirut, Anna writes about personal, student, business and car loans. By clicking the 'Subscribe Now' button, you agree to our Terms of Use and Privacy Policy. But options are limited if your employer isnt enrolled with Payactiv. :) DC Darius Cohn 1 review US Oct 10, 2022 Mr. Darius Cohn Mr. Ronnie O'Connor made my call to customer service an awesome and pleasant experience. Hi there,Thank you for taking the time to write a review about your experience. Shop Pay is an innovative payment solution developed by Shopify. :). Couldnt find my employer, took them a half hour to find out they are in fact signed up, then after all that, there is a block on my account. PayActiv offers a toll-free customer service phone number to call for support and also has an online live chat and an email for those who prefer not to speak on the phone. Head over to our Support Form and someone from our team will assist you. 243 total. Learned alot about financial stress and that I was not alone. Regular source of income, Verifiable bank account, US citizen, Ages 18+. Hence, our vision is simple bring financial security, dignity, and savings to the millions experiencing financial stress. Hi Amy,We sincerely apologize for the inconvenience. PayActiv works best with a linked bank account, but its not necessary to have a bank to have funds preloaded onto your PayActiv prepaid Visa and use your Visa card for bill paying, purchases and more. Hi Clechelle,We sincerely apologize for your negative experience. Heres how Payactiv and payday loans compare. No loansyour money, in your hands. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Box 30963, Oakland, CA 94604, Image: Young woman using a mobile phone and laptop while working, Image: person using their smart phone at a desk, Image: Man and woman sitting on a couch together, looking at a tablet, Image: Woman sitting on her couch in her living room, reading on her tablet, Image: Woman standing in a laundromat, looking at her phone. To many glitches, and its a nightmare having to deal with customer service! Ronnie OConnor was AMAZING he was so efficient and went above and beyond to make sure a resolution was met and was such a great active listener. Beginning with your second direct deposit of at least $5 from the same source, Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Card when we receive it, rather than on the effective date. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Prevention Platform. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. It requires no credit check to access funds, and the amount you can withdraw is based on the pay youve earned. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Agent assisted me and resolved my issues very quickly. 1 Standard rates for data and messaging may apply from your wireless provider. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Hi Contrast,Thank you for taking the time to write a review about your experience. Talk with a financial professional if you're not sure. American Express National Bank, Member FDIC, has expanded its offerings with an all-digital checking account known as the American Express Rewards Checking account. research/editorial team. Very knowledgeable and patient. . We always try our best to do our job well, and your kind words make it all worthwhile. Hi Bill, sincerest apologies for the inconvenience. Companies can ask for reviews via automatic invitations. When I do the chat, they ask me to send in my time sheet and Everytime they tell me that they need an official timesheet, THAT WAS MY OFFICIAL TIMESHEET, the same one I have sent every two weeks after they screw up my time. And PayActiv comes close, which is why it earned a 4.9 rating in this category. Otherwise, read on! One of our representatives will be reaching out to you shortly to assist you. Payactiv can be used by businesses of all sizes. Confirm details with the provider you're interested in before making a decision. We may receive compensation from our partners for placement of their products or services. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Ronnie was a FABULOUS agent to work with. Hi Michell,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. I should have listened! People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. App Store is a service mark of Apple Inc. Money accessed through PayActiv will show as a deduction on your next paycheck. We never take money from vendors during our research phase and rely heavily on practitioners and experts to help us recommend the right software. With low fees and no interest charges, plus robust features that help you manage your money, PayActiv can help you take better control of your financial future. I called three to four times the last two days and Im so glad I got Natalie this time. Credit Karma is committed to ensuring digital accessibility for people with disabilities. PayActive interfaces with your employer's time and attendance system to make your pay available as it is earned, rather than waiting until payday. Ned is the highlight of this company compared to the 25+ agents I've spoken too. My kids are sick and I'm a single mother who needed to get them to the hospital. He was kind and patient with me and was able to fix my paycor app issue within minutes. I am not trying to make a purchase just get my money back from a previous purchase that they can see on their system. Powered by Payactiv, Wallet gives you the foundation to keep your finances on track and the tools you. PayActiv. I want to give Grace a big thank you for giving me a call back and explaining what happened to my account and getting it cleared. I opened an account on the recommendation of a colleague, she told me that this bank has a lot of nice bonuses, but there was only one bonus, my account was closed. You can click on the 'unsubscribe' link in the email at anytime. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Compensation may factor into how and where products appear on our platform (and in what order). Hi Annie,Our sincerest apologies for the inconvenience. Find out who should really be using Kraken and who might be in over their heads. But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. 1 Standard rates for data and messaging may apply from your wireless provider. How long does it take to get money from PayActiv? This may result in yourhaving access to the funds sooner. Comes with the option to change your due date so you wont fall behind on repayments. If your employer offers EWA, all fees to access your earned wages are less than $3. Have a blessed day. Hi Michelle,We sincerely apologize for your negative experience. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. All Rights Reserved. We always try our best to do our job well and your kind words make it all worthwhile. Depending on the transfer mode, each transaction can cost the employee between $1 and $2.99. The platform also supports 1:1 consultations with financial coaches, savings guidance, discounts, and expense tracking. 196 Broadway, Suite 200Cambridge, MA 02139, Expert Advice on the Best HRand Recruiting Software. :). Checking account with 3+ months of banking history, $750+ monthly income, live in eligible state, ages 18+. We always try our best to do our job well, and your kind words make it all worthwhile. Hi Janel,Thank you for taking the time to write a review about your experience. Chase Mortgage Review: Competitive Rates and a Generous Homebuyer Grant Program. Instant funding is available for free through a Payactiv card or for a fee if you send the funds to another account. Sometimes operating in conjunction with payroll companies such as ADP, it serves employees of FedEx, Pizza Hut, and. Everybody! Learn how we maintain accuracy on our site. These apps offer advances on your wages to help avoid overdraft fees and expensive short-term loans. by PayActiv "Good safety net" 5.0 (2) Taylor C. Sales representative . Advertisement AN Angelica reviews US Updated 4 days ago Better with certain agents Workers whose employers are part of the PayActiv EWA program can receive a cash advance of up to 50% of their pay earned. When possible, please email us your concern at support@payactiv.com with "App reviews" in the subject line. Yes, its legit. Your earnings, spending and savings with you in control. However, you will pay a fee of up to $1 per day, capped at $5 per month, each time you use the program to make a bank transfer, load your card, pay a bill using your prepaid Visa or use the money for Uber or Amazon. Send funds by phone number. eToro Review 2023: Is It the Right Trading Platform for You? You can also consult 1:1 with a financial coach to discuss savings, budgeting skills, how to improve your credit score, debt management, and more.. Payactiv Connect is an internal communication platform within the Payactiv app that employees can use to stay up-to-date with company news, reach out to coworkers, view their schedules, assign and swap shifts, and receive Payactiv news. Credit Karma Mortgage, Inc. NMLS ID# 1588622|, Credit Karma Offers, Inc. NMLS ID# 1628077|, Credit Karma Credit Builder (McBurberod Financial, Inc.) NMLS 2057952 |. I gladly provided all this, but Payactiv decided to withdraw the money back and then I started "dancing", "dancing" which lasted two months! Heres how Payactiv compares to Earnin, another popular cash advance app. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. If there's anything you need in the future, we're here 24/7. and you know what happened Payactiv closed the account after asking for a bunch of documents, from bank statements to utility bills. Devin picked up my case n made Mr a promise it woukd be resolved in a day. category to category depending on what consumers want from varying products and I need gas and my refill of my stroke meds payactive would not updated my hours. With fees no higher than $5 a month, Payactiv is a lot less expensive than overdrafting your bank account, getting a credit card cash advance or taking out a payday loan. It's been another month and Payactiv card still isn't working. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Replies to negative reviews in < 24 hours. We'd like to turn this around and resolve your issue ASAP. Advance up to $250 from your paycheck plus get access to your paychecks up to 2 days early with direct deposit. No commitment. One of our representatives will be reaching out to you shortly to assist you. :), Zachery Marshall has amazing customer service! World's #1 Fraud. I hate my job use this company. banks. This could put you at risk of getting caught in a cycle of debt. Multiple attempts at using live chat were completely ignored with zero response after the initial greeting, in one case after an agent sent the greeting the chat was closed for lack of agents. Have a blessed day. Hi Shelly,Thank you for taking the time to write a review about your experience. I wish my employer used a more reliable system. Our hope is that our vendor shortlists and advice are a powerful supplement to your own research. Advances can reach 50% of your earned wages though some employers may limit how much you can borrow. We use dedicated people and clever technology to safeguard our platform. & you guys really need to fix this issue with the app not being up to date & chats closing out & now my earnings chart, isn't trying to show what I made & just stopped after finally popping back up again now trying to stop showing what i madevery frustrating. Up to 4 days early deposit of government payments2. Were looking forward to showing you how our platform can benefit your employees and help reduce turnover, increase engagement and improve productivity at your organization. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. Workers don't need permission to access earnings prior to payday. Ive wrote a review before and I went back and Changed it but this time Im sticking to my review worse company ever no one helps you you cant access your earnings when you need them everyone is rude as hell when trying to figure out why the app is not updating Ive talk to 6 different people in 2 weeks and everyone says Aw wait 24 to 48 hours NO ONE HELPS unless you write a review its ridiculous I mean its really false advertisement because you are not able to access your money when you need it even if you work all your hours.I have screenshots of every person Ive talk to even the ones that open the chat ask what they can help you with them never respond again or close out the chat smh but thats how they do business. This product doesn't have any reviews yet. Have a blessed day. Payactiv's financial assistance program provides employees with an opportunity to consult with professional coaches and get advice on saving, budgeting skills, debt management, and more. 24/7 live customer support from Payactiv Open a support ticket with our Service Team Full Name * Email * Phone Company Name Message * * These fields are required. Otherwise, it charges these two types of fees: When you request an advance, Payactiv can send the money to your bank account, debit card or a Walmart Money Center. We also ensure all reviews are published without moderation. Consider another cash advance option if your employer isnt enrolled.